We are currently looking for a Government Underwriter. You should be able to:
Examine loan documentation for accuracy and completeness.
Analyze the risk of a loan transaction, justify and provide compensating factors to support the loan decision.
Adhere to agency and investor guidelines in evaluating the applicant's income, debt, assets, and property.
Determine which investors a loan can be sold to.
Ensure that the validation of AUS information is accurate and matches up with Encompass.
Render a final disposition on the request for credit based on the applicant's ability to repay.
Perform manual underwrite in required.
Perform additional duties as assigned.
Excellent and effective written and verbal communication skills required.
Proficient in Encompass preferred.
Proficient in Microsoft Outlook required.
Highly detailed and organized with the ability to multi-task.
Minimum of 3 years' mortgage underwriting experience with thorough knowledge of FHA, VA, USDA, FNMA, FHLMC, and investor guidelines.
This position is located in Altamonte Springs, FL but remote will be considered.