
Dos
- Send requested documents as promptly as you can
- Disclose the income you want considered for qualifying
- Disclose your debt (i.e. side business, alimony, child support, additional real estate owned etc.)
- Be honest about your credit (good or bad)
- Pay your bills on time (mortgage, rent, car payments, credit cards, etc.)
- Use your credit card normally
- Make sure your spouse is available for the closing (if purchasing a primary residence)
- Communicate with your loan originator and loan partner

Don'ts
- Change or quit your job
- Pay off debts, collections, or charge-offs (unless your loan officer recommends it)
- Move out of your current home
- Make major changes to your asset structure
- Co-sign or co-borrow on anything
- Make large cash deposits into your bank accounts





What Our Customers Say
5
Siamak R.
Natalie and I would like to say thank you to Joe and his entire team for doing such a great job helping us to get approved for the mortgage. Like before it was a pleasure to have you guys besides
5
Christina Lynn B.
Tippi was wonderful. Always there to communicate what was going on with the refinance and kept me informed along the way. Even if there were no updates, she would check in to let me know we were still waiting on
5
Genoveva G.
I had the pleasure working with Ana Alvarez She was very Supportive , Knowledgeable , Responsible, Incredible talent Loan Originator .
5
Zachary Robert S.
Excellent communication and thorough explanation on what each process was and how it worked. Friendly and pleasant to work with all the way through.
5
Nicole Brittany F.
Carson went out of his way to communicate & make sure we were updated every step of the way
5
Caleigh K.
Sam was super hands on and communicative answering questions outside of business hours
5
Donna C P.
I wasn't expecting such a smooth experience buying a house.
5
Paul H.
Clear communication that was timely. My phone calls were answered promptly with a willingness to help.
5
Giancarlo A.
The trust i feel when dealing with Tony and associates really makes the process as stress free as possible. This is my second time getting a mortgage through Tony and would highly recommend
5
Brittany Key C.
everything went well