Why Our Team Loves Foreign National Loans
Foreign national loan programs open doors give global clients a way to invest in U.S. real estate without traditional credit histories. We guide international buyers through a seamless mortgage experience, turning global aspirations into tangible assets.
Foreign National Loans At A Glance
A mortgage solution for non-U.S. residents and ITIN holders who want to purchase or invest in U.S. real estate.
Highlights:
- Credit: No U.S. credit history needed.
- Availability: Option for various visa types and ITIN holders.
- Verification and qualification: Income verification options.
- Interest: Rates tailored for international buyers.
Foreign National Loan Guidelines
- Eligible Borrowers: Non-U.S. citizens with qualifying visas, or who live in visa waiver countries
- Property: Single-family homes, condos, townhomes, and select multi-unit properties.
- Occupancy: Primary residence, second homes, and investment properties.
- Income Verification: Flexible and tailored to fit your situation, including foreign income and asset-based options.
- Down Payment: Typically 20% - 30%, depending on the property and borrower.
Pros of Foreign National Loans
- Ownership Is Possible: For non-citizens or non-residents looking to invest in the U.S. housing market.
- Income Verification: Accommodates diverse income documentation, like foreign income.
- Support: Personalized assistance tailored to international buyers.
Best for…
International buyers
Investors looking to diversify their portfolios
Individuals with ITINs
Non-residents looking to own property in the U.S.
Free Guides & Resources
Our favorite kind of buyer? A confident one. Brush up on your loan knowledge, get an accurate quote, and let's get to it.
