Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt and some down payment, they are often the least complicated way to get the most flexible mortgage options.
FHA Loans are insured by the Federal Housing Administration (FHA), a branch of the U.S. Department of Housing and Urban Development, or HUD. FHA is often the best option for people who need a little extra flexibility when qualifying for a new home mortgage. You do NOT need to be a first time buyer - anyone who is buying a new home to use as their Primary Residence, or Second Home is eligible.
The Department of Veterans Affairs (VA) offers financing on primary residences for Veterans. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.
The US Department of Agriculture USDA provides low down payment options to qualified borrowers, at very low interest rates, and with very low mortgage insurance premiums. If you are buying a home in an Rural Development -eligible area, and meet the program requirements, this loan is perfect for you.
Jumbo Loans exceed the maximum loan amounts established by conventional loan limits, currently $453,100. A Jumbo Loan is right for you if you are looking to buy a high priced or luxury home.
A Reverse Mortgage is a loan for those age 62 and older that allows homeowners to convert their home’s equity into cash with no monthly mortgage payments.
Excellent service, great knowledge about the business, patience, be always available and no matter how many times he clear any questions. Our Family is very happy to have had Sean professional services and guidance. Thank you very much.
Edward and Maria C. Mallon.
Ken was wonderful in helping me to understand the loan application process. He made me feel comfortable throughout the process and returned my calls....even on Sunday! The Schlosser family is very thankful to Ken at Priority Lending for making our dream of buying a home!
Mike was very thorough throughout the entire process of applying for my new home. He was attentive and available for any and every question that I had no matter what (and I had a lot since I was a first time home buyer!)It made me really feel like I was heard and he was there for me. He genuinely cares and gave me solid advice anytime i asked. If it wasn’t for him I would be in my new home! Thanks to Mike and the entire Mortgage Firm team.
My purchase of a second home was 1000 miles away and everything had to be done via e-mail, phone calls and overnight mail. Jim walked me through the process and worked hard to meet the needs of my special situation. Jim & his staff were thorough and diligent. Highly recommended!
If there were 10 stars she would get all of them!
Suzanne was very professional, extremely thorough and exceptionally dedicated in working with my wife and I as her clients and we will definitely be recommending her to anyone we know looking for a great mortgage broker.
This was my second transaction with Christine. She is one of the best lenders I have worked with. I have forwarded friends and clients to her company, and will continue doing so. She is extremely professional and always makes her self available when I needed her. - Jason Cheek
If you are considering buying a home or refinancing then look no further than Joe Couturier and his team to get the loan closed....on time, every time. I have had the pleasure of working with Joe over the years on not only my personal loans but I also recommend him to all of my clients. The communication and effort they put in to making sure that your transaction goes smoothly is what sets Joe Couturier apart from other lenders. I highly recommend reaching out to Joe on your next home purchase.
As a first-time home buyer, I was terrified. This is a big purchase and from friends feedback they advised it was going to be a daunting experience. I was blessed with Patricia from The Mortgage Firm! Patricia walked me thru every step of the way, holding my hand. This was a seamless transaction. I am so grateful for her, Julie, Patsy and Tina. They all contributed to my dream becoming reality. If you want a company that is really interested in your success, then The Mortgage Firm it is 😊
Lynda and her team were the best. They had my loan ready to close within 10 days from start to finish. That is almost unheard of on VA loans. We are so pleased at the level of services we received and recommend her for any of your mortgage service needs!!!
Diana was very personable with us. Since our first meeting, we felt like she had our best interest in mind. She did everything in her power to make sure that we had the best mortgage. She was readily available to answer all our questions and made our first time homebuying experience so much less stressful. I will recommend anyone who wants to buy a home to place their trust in Diana.
Thanks so much to you and your team for all of your help and communication during the process of buying our home. Everyone was so helpful and always willing to assist with anything we needed. We will definitely recommend your team to anyone we know that is looking to buy a home.
From the initial consultation, to the closing, the entire team was terrific. Katie was an absolute joy to work with as she was - prompt, courteous and extremely helpful. The process was very easy and straight forward. Any information they needed was explained in detail and they made it simple to get it to them (either delivered in person or via email or fax). I would highly recommend the Mortgage Firm to anyone needing for purchase a house!!!